Hospice Care—100%
Services and Supplies Must Be Preauthorized With the
Trust Office
Hospice care refers to palliative care (medical
relief of pain and other symptoms) for patients
who have been diagnosed as terminally ill and
whose life expectancy has been determined to
be six months or less.
A "hospice program" is defined as a public
agency or a private organization that is primarily
engaged in providing the care and
services described below and that makes these
services available as needed, on a 24-hour
basis. The hospice program provides care and
services in a patient's home and on a shortterm
inpatient basis. The hospice program can
either be a Medicare-certified hospice agency
or certified as a hospice care agency by the
Washington State Department of Social and
Health Services or the equivalent department
in another state. A provider that is certfied for
Medicare participation as a hospital, skilled
nursing facility, or home health agency may be
certified as a hospice.
Hospice care must be preauthorized with the
Trust Office. The physician and the hospice
agency must submit a written treatment plan
to the Trust Office which specifically describes
the hospice care services and supplies to be
provided. At least once every two months,
the physician must review the plan and certify
that the patient's condition and treatment
continue to meet the hospice care criteria.
Nurse practitioners may not independently
establish or update the plan of care, but they
may review the plan of care as part of the
hospice team.
Benefits are provided for the services and
supplies of an approved hospice agency for a
maximum of six months as follows:
Covered Charges For Services In the
Patient's Home
Home hospice care services are covered if the
patient is ill enough for hospitalization. In
addition, the patient must be "homebound"
meaning the patient cannot leave the home
without a considerable and taxing effort and
is unable to use public transportation without
the assistance of another.
Benefits are limited to the following services
which must be provided by employees of, and
billed by, an approved hospice:
- Physician services.
- Nursing services by a registered nurse (RN)
or licensed practical nurse (LPN).
- Physical therapy by a physical therapist.
- Speech therapy by a speech therapist.
- Occupational therapy by an occupational
therapist.
- Respiratory therapy provided by a respiratory
therapist.
- Medical social services provided by a professional
with a master's degree in social
work (MSW) under the direction of a
physician.
- Home health aide services by an aide
who is under the supervision of a registered
nurse, are limited to the following:
part-time or intermittent care including
ambulation and exercise, personal care
essential to achieve the medically desired
result, assistance with medications, the
reporting of changes in the patient's condition
and needs, and the completion of
appropriate records.
- Medical supplies dispensed by the hospice
that would have been provided on an inpatient
basis.
- Drugs and medicines dispensed by or
through the hospice agency that are legally
obtainable only with a physician's written
prescription or provided on an inpatient
basis but only such drugs and medicines
which are reasonable and necessary for palliation
and management of terminal illness.
- Respite care meaning continuous care of
the patient to provide temporary relief to
family members or friends from the duties
of caring for the patient.
- Nutritional guidance by a registered dietitian.
The following limits apply to hospice care
received in the patient's home:
- Visits of one or more hours in which
skilled care is required by a registered
nurse (RN), licensed practical nurse
(LPN), home health aide, master's in
social work (MSW), or a physical, speech
or respiratory therapist are limited to a
combined total of 60 visits.
- Respite care in which no skilled care is
required is limited to a combined total of
120 hours per three-month period.
Covered Charges For Inpatient Hospice
Services
When a patient is confined as an inpatient in
an approved hospice facility, the same benefits
that are available in the patient's home are
available to the patient on an inpatient basis.
These services must be provided by employees
of, and billed by, the approved hospice agency.
This inpatient hospice benefit is limited to 14
days during the six-month benefit period.
Benefits are not provided for (in the patient's
home or inpatient hospice services):
- Services for spiritual counseling.
- Services to other family members.
- Services provided by volunteers, household
members, family, or friends.
- Food, clothing, housing, or transportation.
- Supportive environmental services or
equipment such as, but not limited to,
wheelchair ramps or support railings.
- Homemaker or housekeeping services.
- Financial or legal counseling services.
- Custodial or maintenance care, except
that benefits are provided for palliative
care to a terminally ill patient subject to
the limits stated.
- Services or supplies not included in the
written treatment plan or not specifically
set forth as a covered benefit.
- Private duty nursing.
If, while receiving hospice care, a patient
requires treatment for a condition unrelated
to the terminal illness, normal plan benefits
apply.
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