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Normal Retirement

Requirements

You must be vested in this plan, age 65 or older and no longer working in the building and construction industry in any geographic area covered by this plan.

Monthly Benefit

Your monthly benefit is equal to your total accrued monthly benefit (See Earning Benefits). Your monthly benefit is reduced if you elect a joint and survivor benefit instead of a single life benefit. See Joint and Survivor Benefit Factors.

Payment Options

You may elect one of four payment options provided under this plan. See Retirement Payment Options. You may also increase your monthly benefit under the pension enhancement option. All retirement benefits are subject to the post-retirement employment and suspension of benefits rules.

 
 

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