Summary Plan Description (Revised January 1, 2012)

Qualified Spouse's Benefit

Eligibility

If your spouse does not qualify for the primary spouse's benefit, he or she may be eligible for the qualified spouse's benefit. For your spouse to receive this benefit, you must be vested in this plan and eligible for early or normal retirement but not retired at the time of your death. If you are vested in this plan but not eligible for early retirement at the time of your death, you must have one or more hours of service on or after August 23, 1984. If you retired on a disability retirement and die after August 23, 1984 and prior to your 65th birthday, you must have one or more hours of service after August 23, 1984 or ten or more years of service in this plan.

Amount

With this benefit, your surviving spouse receives the survivor's portion of a 50% joint and survivor benefit. This monthly income is payable to your spouse for his or her lifetime. If you die when you are age 55 or older, the qualified spouse's benefit begins in the month following your death. If you die before age 55, the benefit begins in the month you would have attained age 55 had you lived. The benefit is calculated as if you had survived until age 55 (please see Tables 4 and 5).

  • For additional information on the qualified spouse's benefit, please see Article 8.3