Pre-Retirement Planning

Getting Organized

Budgeting is an important planning tool because it helps identify all sources of income and how it will be spent.

Carpenters Retirement Plan

Under the Carpenters Retirement Plan, your lifetime income is comprised of employer contributions and investment earnings.

Carpenters Individual Account Pension Plan

The Carpenters Individual Account Pension Plan is funded with employee contributions and investment earnings. Learn about the different income options available to you. 

Post Retirement Work

If you work after retirement, you can continue to draw your monthly benefit within certain guidelines. These rules only apply to the Carpenters Retirement Plan.

Social Security

Review your most recent Social Security statement for information about your retirement benefits, survivor benefits and disability benefits. Learn about the tax implications of Social Security benefits.

Health Coverage

Transitioning from Dollar Bank Coverage to Retiree Coverage, it’s important to understand self-pay options such as COBRA as well as the advantages of Retiree Health Reimbursement Arrangement (HRA) Plans. When you’re eligible for Medicare, you’ll need to know about Parts A, B, C and D.