Northwest Carpenters Individual Account Pension Plan

Summary Plan Description

• Notice
• Statement of Purpose
• Plan At A Glance
• Participation and Eligibility
  • Introduction
  • Credited Service
  • Vesting
  • Money Follows the Carpenter
  • Breaks In Service and Termination
  • Avoiding Breaks In Service
  • Avoiding a Permanent Break In Service
• Contributions and Investment Strategy
  • Introduction
  • Hourly Contributions and Subaccounts
  • Account Information and Fees
  • Participant Directed Investments
  • Qualified Domestic Relations Order (QDRO)
• Retirement Options
  • Introduction
  • Application and Election Process
  • Normal Retirement
  • Early Retirement
  • Disability Retirement
  • Retirement Payment Options
  • Taxes and Rollovers
  • Non-Retirement Payment Options
• Death Benefits Before Retirement
  • Introduction
  • Account Balance Is $5,000 or Less
  • Account Balance Is Greater Than $5,000
  • Beneficiaries
• Important Information
  • Claims and Appeals Procedures
  • Your Rights Under the Employee Retirement Income Security Act (ERISA)
  • Amendment and Termination
  • Plan Termination Insurance (PBGC)
  • Administrative Information
  • Board of Trustees
• Plan Document

Related Content

• MillimanBenefits.com
• Application for 401(k) Contributions
• Solicitud para Contribuciones 401(k)
• Member Portal
• Forms
• Updates