Plan Document


Restated as of July 1, 2014

WHEREAS, with the passage of the Employee Retirement Income Security Act of 1974 (ERISA) and the adoption of final regulations implementing the Act by the Internal Revenue Service and the Department of Labor, it became necessary to amend the Retirement Plan to conform to the Act and regulations promulgated thereunder, effective as of the Plan Year beginning January 1, 1976; and

WHEREAS, the Plan was restated effective January 1, 1986, January 1, 1988, January 1, 1990, January 1, 1994, January 1, 2001, November 1, 2003 and November 1, 2009 to include amendments to the Retirement Plan; and

WHEREAS, it is now desirable and necessary to further amend and restate the Plan;

NOW, THEREFORE, the Trustees do hereby adopt the following Carpenters Retirement Plan of Western Washington, restated and amended as of July 1, 2014.

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