Summary Plan Description (Revised January 1, 2018)

Notice

The Board of Trustees has the authority to administer the plan and to amend or modify the plan in such manner as they determine will promote efficiency, economy, better coverage, and better service for those affected thereby.

The Trustees also have the discretionary authority and exclusive right to construe the provisions of the plan and to resolve any and all questions pertaining to administration, eligibility, and benefit entitlement, including the right to remedy possible ambiguities and inconsistencies or omissions.

Only Carpenters Retirement Trust of Western Washington represents the Trustees in administering the plan and providing benefit information relating to the amount of benefits, eligibility, and other plan provisions. No union employee, including union officers and business agents, no employer or employer representative, and no representative of any other organization is authorized to give information, interpret the plan or commit the Trustees on any matter. Any construction or determination by the Trustees made in good faith shall be conclusive on all persons affected thereby. In all cases the terms of the plan govern.

For additional information or assistance, please call or write Carpenters Retirement Trust of Western Washington at the address and telephone numbers below.

Carpenters Retirement Trust of Western Washington
PO Box 1929
Seattle, WA 98111-1929
(206) 441-6514 Seattle Area
(800) 552-0635 Nationwide
www.ctww.org