Summary Plan Description

ARTICLE 8. TERMINATION OF PLAN

8.1 Duration of Plan

It is expected that the Plan will be continued in effect indefinitely and that each Employer will continue to make Contributions required by applicable Collective Bargaining Agreements. The Trustees reserve the right to institute proceedings to effect a partial or total termination of the Plan. This will be done by action of the Board of Trustees, in accordance with procedures set forth in the Trust Agreement.

8.2 Non-forfeitable/Payment of Retirement Benefits

Upon termination or partial termination of the Plan the Individual Accounts of all affected Participants shall become fully vested and non-forfeitable. The Plan Administrator shall arrange for the payment of the Account balances of the affected Participants after payment of any expenses properly chargeable thereto.

8.3 Payment of Any Remaining Funds

If, after the provisions of Article 8.2 have been applied, any balance remains in the Trust Fund, such remaining balance shall be allocated among all Participants in accordance with a non-discriminatory formula to be determined by the Trustees. Any amount to be allocated to a Participant may be in cash or in the form of a monthly benefit at the discretion of the Trustees.

Upon final distribution of the assets as specified above, the Plan shall be terminated. No persons, including any Employer, Participant, former Participant or beneficiary shall have any further right or claim therein.