Summary Plan Description

Introduction

The Carpenters Health and Security Plan of Western Washington is available to retirees and their dependents if you (the retiree) satisfy the eligibility requirements described in this section, enroll in the plan, and make the required monthly contributions to the plan. The eligibility rules are established by the Board of Trustees in accordance with the Trust Agreement. The monthly contribution rates are also established by the Board of Trustees and are directly related to the overall cost of health care, the overall cost of the plan and your and your dependents' eligibility for Medicare.

Retiree Coverage includes medical (except as otherwise stated in Medical Benefits), prescription drug and life insurance. It does not include dental, vision, time loss coverage, or accidental death and dismemberment coverage.