Northwest Carpenters Health and Security Plan

Participant's Beneficiary 

You may designate anyone as your beneficiary except an employer. Your named beneficiary receives the proceeds of the life insurance and accidental death and dismemberment benefits at death. In the event that your beneficiary does not survive you, or if you fail to name a beneficiary, proceeds are paid to the first survivor in the following order:

  • Spouse or domestic partner.
  • Children, in equal shares.
  • Parents, in equal shares.
  • Brothers and sisters, in equal shares.
  • Executors or administrators.

If you designate a person who is or subsequently became your spouse, the beneficiary designation is automatically revoked if the marriage is subsequently dissolved or invalidated, unless you redesignate the former spouse following the dissolution or invalidation of the marriage. A new Enrollment Application must be completed when there is a marriage, divorce or a change in beneficiary designation State community property laws are preempted with respect to the plan.

Last Updated: 04/25/2023