Summary Plan Description

Eligible Retirees

You are eligible for Retiree Coverage if you:

  • Receive a monthly benefit from the Carpenters Retirement Plan of Western Washington, the Washington, Idaho, Montana, Carpenters-Employers Retirement Plan or the Cement Masons and Plasterers Retirement Plan; and
  • Worked at least 7,500 hours (for which employer contributions were received by the Carpenters Health and Security Plan of Western Washington) during the 120 months immediately preceding your retirement effective date. This is the only requirement for participants who worked under a collective bargaining agreement that did not require contributions to the Carpenters Retirement Plan of Western Washington, the Washington, Idaho, Montana Carpenters-Employers Retirement Plan or the Cement Masons and Plasterers Retirement Plan.

Claims cannot be processed for you and/or your dependents unless you apply for coverage, your application is accepted and the appropriate monthly contributions are paid.