Summary Plan Description

Reinstatement of Benefits

You are eligible for a new period of time loss benefits only after you return to full-time employment for at least 30 consecutive days or are certified by the attending physician as capable of full-time employment for at least 30 consecutive days. However, if you return to full-time employment for at least one full day and a subsequent disability is entirely different and unrelated to the prior disability, you are eligible for a new period of disability.