Summary Plan Description

Introduction

The Carpenters Health and Security Plan of Western Washington covers you and your dependents for a wide range of medical services and supplies including preventive care, physician services, inpatient care, chiropractic care, and prescription drugs. If you have dollar bank eligibility, this plan also provides coverage for dental and orthodontic care, time loss benefits and routine vision under some benefit packages. Life insurance benefits are also provided.

While the Carpenters Health and Security Plan was designed to cover the majority of medically necessary expenses, you and each dependent must share the cost of some of these expenses with an annual deductible, various copayment and coinsurance expenses, and expenses which exceed benefit or scheduled maximums.