Summary Plan Description

Introduction

The Carpenters Health and Security Plan of Western Washington uses a preferred provider organization or PPO to help reduce your out-of-pocket expenses and help control plan costs. A PPO is an independent company that negotiates fees with health care providers and then offers those discounted fees to a medical plan for a fee. A PPO contracts with hospitals, physicians, clinics, chiropractors, laboratories, medical equipment suppliers, mental health agencies, and a number of other health care providers.