Summary Plan Description

Disclaimer

The benefits provided under Retiree Coverage are not guaranteed to continue indefinitely. The Board of Trustees retains full and exclusive authority, in its discretion, to determine the extent to which monies are available for this coverage and to determine the expenditure of such monies for the coverage. The Board of Trustees, in its sole discretion, has the right to amend the terms of the coverage, including the eligibility rules, or to reduce benefits, increase the monthly contribution rates, or reduce or eliminate any plan subsidy. The Board of Trustees also has authority to terminate Retiree Coverage.