Northwest Carpenters Health and Security Plan

Claims and Billing 

Network Providers

Network providers submit your claims directly to VSP and receive payment in return. If your provider is allowed to charge you for the difference between what the plan will pay and the discounted fee, he or she may request that portion of the payment at the time of service or bill you later. An Explanation of Benefits will describe how the claim was processed.

Non-Network Providers

If you use a non-network provider, you are responsible for completing a claim form and sending it to VSP for reimbursement. Please send claim forms to:

VSP
PO Box 385018
Birmingham, AL 35238-0518

Last Updated: 10/31/2023